Chapter 7 Representation
Chapter 7 bankruptcy, sometimes called a "straight bankruptcy" is one of the more simple chapters to file under. In short, Chapter 7 rids you of your financial bills and stops the harassment.
Chapter 13 Representation
Chapter 13 bankruptcy is known as a reorganization bankruptcy. Instead of selling off all relevant assets to pay creditors, people who file for Chapter 13 bankruptcy set up repayment plans that use their income to gradually eliminate their debts. It’s typically used by debtors whose income exceeds the limits of Chapter 7. Chapter 13 bankruptcy has its own set of rules and eligibility requirements.